Kishore joined ADCB as Chief Risk Officer in 2009, having started his banking career with State Bank of India, where he spent 12 years in diverse roles. He also spent 13 years at ABN AMRO, handling various assignments across Asia, Europe and North America, and was previously Chief Credit & Risk Officer at Arab Banking Corporation, responsible for enterprise-wide risk-management implementation. Kishore is a member of ADCB’s MEC, MRCC, MRC and ALCO. As the Bank’s first CRO, Kishore is charged with setting up, embedding and expanding the risk framework. He is a qualified cost accountant and corporate secretary and holds a degree in physics.