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LuLu Co-brand Card

LuLu Co-brand Card

Welcome to the world of ADCB LuLu Credit Card, value-packed with features and benefits that help you save and also give you special privileges and rewards.
Every purchase you make using your ADCB LuLu Credit Card earns you LuLuPoints. You can redeem your LuLuPoints instantly for vouchers to spend at any LuLu outlet across the UAE. Unlike cash, every spend on your ADCB LuLu Credit Card literally earns you free shopping at LuLu, Al Falah Plaza and Emirates General Market outlets in the UAE!
LuLu Cards are available in Platinum, Titanium and Standard variants.

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  • LuLuPoints

    Your ADCB LuLu card is now more rewarding than ever before. You will now earn a higher rate of LuLuPoints on your non LuLu purchases while you continue to earn upto 5% rewards as LuLuPoints for your purchases at LuLu stores:

     Card Type  Rewards at LuLu
     (per AED 1 purchase)
     Rewards elsewhere
     (per AED 1 purchase)
     Monthly spends goal
     (LuLu & elsewhere)
     Platinum 5 LuLuPoints 1.25 LuLuPoints AED 5,000
     Titanium/Gold 3.5 LuLuPoints 1 LuLuPoint AED 3,500
     Standard 1.5 LuLuPoints 0.5 LuLuPoint AED 1,000


    In addition to using your card at LuLu, maximize your rewards by also making all other purchases on it - like dinning, movies, fuel, utility bills, school fees, etc. In months, when your total purchases on the card are less than the spend goal stated above, all your purchases will still earn rewards at 1.25, 1 & 0.5 LuLuPoints for Platinum, Titanium/Gold and Standard card respectively.

    Please note with effect from 1st July 2014, in any given month, a Cardholder shall only be entitled to LuLuPoints and/ or similar benefits for transactions carried out up to the extent of the assigned Credit Limit on the Card. Transactions exceeding the assigned Credit Limit of the Card shall not be entitled to earn LuLuPoints during that month.

  • Lounge Access for ADCB LuLu Platinum and Titanium Cards

    Complimentary Global lounge access

    Travel with your ADCB LuLu Platinum Card and enjoy a richer experience than before.

    Enjoy unlimited complimentary access to premium airport lounges across the many cities you love to travel to. Powered by Veloce lounges, simply present your card at the lounge and relax and unwind before your flight.

    To view the list of lounges, please visit www.adcb.com/lounge

    MasterCard Lounge Access  (Regional)

    Simply present your ADCB LuLu Platinum or Titanium MasterCard and enjoy privileged access to the following airport lounges:

    • Cairo - First Class Lounge and Exclusive Service Lounge
    • Dammam - First Class Lounge in the international terminal
    • Jeddah - First Class Lounge in the international terminal
    • Riyadh - First Class Lounge in the international terminal
    • Dubai - Marhaba Lounges (T1 and T3)
    • Kuwait - Pearl Lounge

    Lounge access is restricted to card holders only. For detailed terms of lounge access, please visit www.mastercard.com


  • Features and Benefits

    New Component

    Exclusive Promotions at LuLu
    With your ADCB LuLu MasterCard, you can enjoy the best deals from many ongoing special promotions and exclusive spot discount offers at Lulu, Emirates General Market and Al Falah stores in the UAE.

    freeforlife

    Free for life
    Say goodbye to annual fees. Your ADCB LuLu Gold and Standard Credit Card are absolutely free for life.

    ccloan

    Credit Card Loan
    Enjoy a cash loan against your available credit limit at low interest rates and repay in easy monthly installments.


    pp-plan

    Personal Payment Plan
    Convert your purchases into easy installments from 6 to 24 months at low interest rates.

    exclusive-traveler

    Exclusive Traveler
    Enjoy up to 5% discount on your travel spend.



    credit-shield

    Credit Shield
    Protection on your outstanding balance in the event of unforeseen circumstances.


    Fast_Pay

    Fast Pay
    You can now pay your ADCB Credit Card bills at any of our ADCB branches and select ATMs across the UAE. Alternatively, you can pay at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches.

    fpp

    Family Protector Plus
    An affordable global life insurance plan that covers natural death, accidental death, disability and in-patient medical expenses for as little as 50 fils per day.


    utility

    Utility Bill Payment
    Pay your utility bills 24 hours a day without having to wait in long queues.

    pay_chip3D Secure

    ADCB Debit Card includes added security when you shop online. The 3D Secure feature adds an extra layer of verification, so buying online is even more safe. For more information click here
  • How To Redeem Lulu Points

    What makes LuLuPoints so special is that it is so convenient to redeem and provides maximum savings:

    1. Rather than wait for days for gift vouchers to arrive, you can redeem LuLuPoints instantly while doing your regular shopping at LuLu stores. To redeem your LuLuPoints, simply walk into your nearest LuLu store and approach the Customer Service Desk with your ADCB LuLu Credit Card. The approved redemption voucher would be accepted for payment at the storeís cash counters.

    2. It takes less time to enjoy the rewards of loyalty. As an ADCB LuLu Credit Cardholder, you can start redeeming LuLuPoints after accruing just 5,000 points. You can redeem LuLu Points in any denomination as long as there are subject to minimum of 5,000 points and in multiples of 100 thereof.

    3. The redemption of LuLuPoints is not restricted to the primary cardholder only; even supplementary cardholders can redeem LuLuPoints. Thus, both the primary cardholder (i.e. the working member) and supplementary cardholder (i.e. spouse or other family member) would be able to redeem points accumulated on purchases on both the primary and supplementary cards.

    To redeem your LuluPoints, please follow the following steps:

    1. To redeem LuLuPoints, simply walk into your nearest LuLu store and approach the Customer Service Desk with your ADCB LuLu Credit Card.

    2. Place a request to redeem LuLuPoints with store staff at the Customer Service Desk and mention the number of LuLuPoints you wish to redeem.

    3. Your ADCB LuLu Credit Card would be swiped on a special LuLu Points terminal.

    4. Subject to all satisfactory authorization checks, a redemption voucher would be printed instantly and handed over to you. Such redemption vouchers would be printed on special stationary, and bar-coded for security. The vouchers would be acceptable as accepted for payment at the storeís cash counters.

    5. Besides LuLuPoints redemption, you can also do a Balance Enquiry transaction to check the current LuLuPoints balance on your card account.

    To apply for an ADCB Lulu MasterCard or to find out more, visit our ADCB kiosk at any Lulu outlet in the UAE or call 800 2030.

    * Bank terms and conditions apply.

3 Simple Ways To Apply

Call 800 2030
SMS LULU to 2626

All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

For more information, please call ADCB on 800 20 30

  • Call
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  • Chat

Call - 8002030

SMS - LULU to 2626

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