ADCB : Islamic Banking : Product Benefits

Accounts

Choose from a wide range of Shari’ah compliant accounts to suit your specific needs.

Finances

Whether it’s for education or your personal needs, ADCB has a comprehensive range of Shari’ah compliant finance options.

Takaful & Savings Programme

The ADCB Islamic Takaful and Savings Programmes offer financial assurance through a Shari’ah compliant savings strategy whether your contributions are a regular commitment or a lump sum investment.

Funds & Investments

ADCB Islamic Banking offers Shari’ah Compliant investment solutions diversified across various asset classes.

Overview

Credit Cards

ADCB Islamic Banking proudly introduces the first-of- its-kind Islamic Credit Card in the UAE based on the fundamental belief of Responsible Banking.

Privilege Club

As a Privilege Club member, you will receive service that goes beyond the norm. Be it a seamless banking services or special perks like Marhaba Lounge access, the Privilege Club experience is designed to make you feel special.

Excellency

Think of ADCB Islamic Banking Excellency as your personal banking service, always there to offer you the highest standard of service at anytime, wherever you are.

Business Choice

A Shari’ah Compliant choice for self-employed individuals and small businesses to provide them with a one-stop shop for all day-to-day business banking essentials.

Overview

Business Banking

ADCB Islamic Banking is a partnership with your business offering you fully Shari’ah compliant financial solutions through a variety of convenient and progressive banking channels.

About Islamic Banking

ADCB Islamic Banking aims at providing customers with fully Shari’ah compliant financial solutions with flexibility of choice and maximum convenience of banking channels.

Product Benefits

Beyond Islamic Banking

As you might expect, on enrolling for ADCB Islamic Banking Privilege Club, your account is more than a regular account. It comes with a host of added benefits and many privileges come as standard.

Free exclusive ADCB Islamic Banking Privilege Club Debit Card

No Semi Annual Processing Fees

Free Teller Transactions

Free personalized ADCB Islamic Banking Privilege Club Cheque Book

Free Demand Drafts/Pay Orders

Free Telegraphic Transfers

Six free non ADCB ATM transactions in UAE per month

Two free ATM transactions across GCC per month

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Exclusive ADCB Islamic Banking Privilege Club Debit Card
Your new ADCB Islamic Banking Privilege Club Debit Card is packed with features and benefits designed to make your everyday purchases and payments easier and more rewarding:
- A higher ATM withdrawal limit
- Up to five free Supplementary Cards
- Exclusive offers and discounts at selected merchant outlets
- Instant access to your bank account funds at over 23 million global outlets wherever you see the MasterCard sign - Cash withdrawal facilities at over 900,000 ATMs
- Narrative bank statements detailing every purchase made with your card for easy spending reconciliation
- Added card security utilising the latest Chip Card technology
Whether at home or abroad, your new Privilege Debit Card is both convenient and rewarding.
Exclusive ADCB Islamic Banking Privilege Club Cheque Book

As an ADCB Islamic Banking Privilege Club member you are entitled for an exclusive ADCB Islamic Banking Privilege Club Cheque Book on your Islamic Banking Current Account.
Remittances
Our affiliations with a global network of banks and their branches (including ADCB branches in India), allow us to offer our ADCB Islamic Banking Privilege Club members the following types of remittances in various currencies:
- Free SWIFT Transfers*
- Free Telex Transfers*
- Free Issuance of Demand Drafts
*The free remittance are for ‘SHARED’ option only. If you have opted for ‘OUR’ an additional charge of AED100 for corresponding bank charges will apply at bank counter and on ADCB@ctive. If applicable, the receiving or intermediary may deduct additional charges.
Safe Deposit Lockers

Safe Deposit Locker* facilities are available to all ADCB Islamic Banking Privilege Club members at a discount. Along with the new state-of-the-art lockers at our Al Salam Street Branch in Abu Dhabi, lockers of various sizes are offered on a short or long-term basis at designated branches at competitive rental rates.
* Subject to availability
*Terms and conditions apply.