- Minimum SAF limit is AED 5,000 and maximum limit can go up to AED 20,000
- SAF will be granted for a period of one year with automatic renewals
- The Bank shall recover monthly and annual fees from the Islamic Banking Current Account
- Minimum salary requirement is AED 12,000
- Option to apply for ADCB Islamic Banking Credit Card
Islamic Banking
Accounts
Choose from a wide range of Shari’ah compliant accounts to suit your specific needs.
Finances
Whether it’s for education or your personal needs, ADCB has a comprehensive range of Shari’ah compliant finance options.
Takaful & Savings Programme
The ADCB Islamic Takaful and Savings Programmes offer financial assurance through a Shari’ah compliant savings strategy whether your contributions are a regular commitment or a lump sum investment.
Funds & Investments
ADCB Islamic Banking offers Shari’ah Compliant investment solutions diversified across various asset classes.
Credit Cards
ADCB Islamic Banking proudly introduces the first-of- its-kind Islamic Credit Card in the UAE based on the fundamental belief of Responsible Banking.
Privilege Club
As a Privilege Club member, you will receive service that goes beyond the norm. Be it a seamless banking services or special perks like Marhaba Lounge access, the Privilege Club experience is designed to make you feel special.
Excellency
Think of ADCB Islamic Banking Excellency as your personal banking service, always there to offer you the highest standard of service at anytime, wherever you are.
Business Choice
A Shari’ah Compliant choice for self-employed individuals and small businesses to provide them with a one-stop shop for all day-to-day business banking essentials.
Business Banking
ADCB Islamic Banking is a partnership with your business offering you fully Shari’ah compliant financial solutions through a variety of convenient and progressive banking channels.
About Islamic Banking
ADCB Islamic Banking aims at providing customers with fully Shari’ah compliant financial solutions with flexibility of choice and maximum convenience of banking channels.
All products and services are approved by the Fatwa & Shari'ah Supervisory Board.
Salary Advance Facility
ADCB Islamic Banking's Salary Advance Facility ("SAF") is a Shari’ah Compliant finance facility which can be attached to your Islamic Banking Current Account. SAF is based on the "Qard al Hasan" contract (finance without profit) where a flat monthly fee is charged, irrespective of the SAF amount utilized.
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Features & Benefits
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Fees & Charges
- Flat monthly fee of AED 100
- An initial set up fee of AED 200 shall be charged once the account is opened
- Subsequent renewal fees of AED 200 shall be charged every 12 months
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Documentation
- Salary Advance Facility Form
- Salary Transfer Letter
- Liability Letter (Only if liabilities are with another bank)
- Three months’ bank statements (Only if account is with another bank)
- Passport copy
For more information or to apply call toll free 800 5626 or visit any ADCB branch in the UAE.
All ADCB Islamic Banking products and services are approved by the Fatwa and Shari’ah Supervisory Board. To view the Fatwa on ADCB Islamic Banking’s Salary Advance Facility please click on the following link:
Click here to view Fatwa
Disclaimer:All financing is made available at the sole discretion of ADCB-IBD and is subject to ADCB-IBD Terms and Conditions and submission of acceptable documentation
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