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Money Transfer


Need to transfer money urgently? Well, our remittance solutions are the answer to your money transfer needs.

Our links with a global network of banks and their branches (including our own branches in India and other countries) allow us to offer you a range of options for fund transfer in a number of currencies at competitive exchange rates.

Please visit our home page to know our attractive exchange rates for major currencies.


As an ADCB customer, transferring funds around the world is now simpler than ever. Transfer funds with:

  • Security
  • Speed and Convenience

Ways to transfer online:

Between ADCB accounts:

Through ADCB Personal Internet Banking and ADCB Mobile App, you can now transfer funds between accounts under the same customer ID. Transfer to your other ADCB Accounts is instant and easy.

To make a transfer from your ADCB account to one of your own accounts, simply visit ADCB Personal Internet Banking and choose the ‘Transfer Money Online’ option.

Transfers to other ADCB accounts can also be made, quickly and easily. Simply log in to ADCB Personal internet Banking register a beneficiary and you can start right away!

Offshore Accounts:

Transfer funds to and fro in real time, conveniently and swiftly from your ADCB offshore account to your ADCB onshore account in UAE or from your ADCB onshore account in UAE to your ADCB offshore account through ADCB Personal Internet Banking.

To other banks:

With ADCB Online Banking, you can now transfer funds through UAEFTS (UAE Funds Transfer System) from your ADCB account to any other bank in the UAE or outside the UAE.

It is an extremely convenient and smooth process, and your money will usually be credited within a twenty four hours.

India Online (Remittances to India)

Unique and powerful online fund transfers to India:

  • Instant credit from ADCB account to Axis Bank (UTI Bank) or Kotak Bank accounts– a first in the UAE.
  • Same day credit to over 50,000 bank branches participating in the RBI NEFT network.

Log on to ADCB Personal Internet Banking and click "India Online" to register your beneficiaries. Registration of beneficiaries is a onetime activity, and after beneficiary confirmation, you will be able to remit funds online seamlessly.

Click here to remit funds now.

Issuance of Demand Drafts:

You can request for Demand Draft online anytime by following the simple steps:

Step 1: Log in to ADCB Personal Internet Banking with your user ID and password to activate your profile

Step 2: Click on ‘Money Transfer’ Section

Step 3: Select ‘Request for Demand Draft’

Step 4: Fill in the required details in the fields

Step 5: Click on ‘Submit’

Swift Transfers:

If you are making a transfer from your ADCB account to another bank account outside the UAE, the funds will be sent through SWIFT (Society for Worldwide Interbank Financial Telecommunications) transfers. Standard processing time for SWIFT transfers shall apply.



The International Bank Account Number (IBAN) is required for all Inward and Outward remittances to and from the UAE and for salary payments through Wages Protection Systems (WPS). Click here to generate your IBAN.

Please review the details carefully before you submit the instruction. In the event you submit the instruction with incorrect information, the transaction cannot be reversed For transactions that require a currency conversion, ADCB will use foreign exchange rates applicable at the time of processing the transaction. Please note that a foreign exchange spread will also be applied on to the transaction amount. Once the transaction is confirmed it will be processed on the transfer date you selected, subject to: (i) availability of funds (ii) compliance with ADCB terms and conditions (iii) provision of all necessary information required to complete the transfer and (iv) receipt of the transfer request prior to cut off time of the selected currency. If you place a request for transfer through the branch after the cut-off time of the selected currency, the transfer amount will be debited on the next working day at the prevailing exchange rate applied on that day. If you place a request for transfer through ADCB Online after the cut-off time of the selected currency, the transfer amount will be debited immediately at the closing exchange rate of the selected currency for that day.Transfers received in relation to currencies whose currency centers are closed will be processed on the next working day of the respective currency center. Please note that no interest will accrue on the transfer amount from the date it is debited from your account. ADCB will debit any applicable charges and/or commissions in accordance with the Schedule of Charges and Fees. The charges may be revised from time to time at the discretion of the Bank. For details on the fees and charges, please click here. You may be unable to obtain full value for a funds transfer on account of exchange restrictions or other restrictions applicable in the country of payment or due to the fees and charges of the paying bank. ADCB will not be held liable for any delay or any loss in fund value. Terms and conditions apply

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Call - 800 2030 (Within UAE)

+971 2 6210090 (Outside UAE)

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