بطاقات إئتمان اللولو من بنك أبوظبي التجاري

لرؤية الكل ضغط الكل

• Features & Benefits

  	Exclusive Promotions at LuLu With your ADCB LuLu MasterCard, you can enjoy the best deals from many ongoing special promotions and offers at Lulu, Emirates General Market and Al Falah stores in the UAE.
  	Free for life Say goodbye to annual fees. Your ADCB LuLu Gold and Standard Credit Card are absolutely free for life.
  	Balance Transfer Transfer balances from other banks’ Credit Cards and save with low interest rates.
  	Credit Card Loan Enjoy a cash loan against your available credit limit at low interest rates and repay in easy monthly installments.
  	Personal Payment Plan Convert your purchases into easy installments from 6 to 24 months at low interest rates.
  	Wallet Guard Coverage on fraudulent transactions when your wallet or hand bag is lost or stolen.
  	Exclusive Traveler Enjoy up to 5% discount on your travel spend.
  	Credit Shield Protection on your outstanding balance in the event of unforeseen circumstances.
  	Roadside Assistance Complimentary 24 hour roadside assistance anywhere in the UAE.
  	Fast Pay  You can pay your Credit Card bills free of charge at any one of over 42 ADCB Branches, at 36 select ATMs from our network of over 170 ATMs, at 55 Al Ansari Exchange or at over 50 UAE Exchange Centre Branches.
  	Family Protector Plus An affordable global life insurance plan that covers natural death, accidental death, disability and in-patient medical expenses for as little as 50 fils per day.
  	Utility Bill Payment Pay your utility bills 24 hours a day without having to wait in long queues.
  	Purchase Protection Free protection against accidental damage, theft or loss on your purchases for 90 days.
  	Travel Insurance Comprehensive medical and travel insurance.

• Exclusive LuLu MasterCard Platinum Privileges

  	Global Assistance Programme* (by MasterCard) Travel in style and comfort with this exclusive service assisting you with arranging travel, entertainment, dining and medical needs in the UAE and overseas.
  	Global Emergency Service* (by MasterCard) Gives you access to important emergency services worldwide in over 70 countries.
  	Welcome Gift LuLuPoints Receive 55,000 LuLuPoints as we welcome you on board (upon payment of your annual fees)

• Service & Price Guide

  Primary Card Annual Fee (AED)
  Platinum	AED 500
  Gold	Free for life
  Standard	Free for life
  Supplementary Cards	Free (Unlimited)
  Other Fees and Charges
  Cash advance fee	3% or AED 50 (Whichever is higher)
  Finance charges are calculated on daily closing balance from transaction date till payment date
  Platinum	2.79% per month
  Gold	2.99% per month
  Standard	2.99% per month
  Cash advances	3% per month
  Over limit charge	AED 150
  Late payment fee	AED 150 (If minimum payment due is not paid by Payment Due Date)
  Card replacement fee	AED 95
  Duplicate statement fee	AED 25
  Returned cheque charge	AED 150
  Outstation cheque processing charge	AED 20
  Copy of sale voucher	AED 25
  Processing Fee for non AED transactions	2.75%
  Credit Shield Fee (optional)	0.75% (of outstanding at billing cycle)
  Temporary credit limit increase fee	AED 50
  Credit Balance Refund	AED 75
  General
  Payment Due Date from statement date	20 days
  Minimum Payment Due	5% or AED 100 (Whichever is higher)
  PPP Flat rate of 1% per month
  CCL - offered at competitive rates
  Repayment tenures of 6, 9, 12, 18, and 24 months
  PPP Foreclosure Fee	AED 100
  CCL Foreclosure Fee	AED 100
  Balance Transfers on all transferred balances for the 1st 6 months at low interest rates

  
  

  Please note:

  No Finance Charge will be levied (excluding Cash Advances) in case 100% payment is made on or before payment due date. All fees and charges mentioned in this guide are subject to change without notice and are applicable on each Credit Card held. No refund of annual fees will be made if the Credit Card is cancelled. Additional expenses eg: postage, cable, courier, fax, legal fees, etc. will be charged for where incurred. Charges for services not indicated in this guide are available on request. For any enquiries on fees, charges, interest rates, etc. please call Toll Free 800 2030. Other terms & conditions apply. The details on this Service & Price Guide are applicable with effect from February 1st 2010 and include all existing charges and revisions made prior to this date.

• How To Redeem Lulu Points

  What makes LuLuPoints so special is that it is so convenient to redeem and provides maximum savings:

  1. Rather than wait for days for gift vouchers to arrive, you can redeem LuLuPoints instantly while doing your regular shopping at LuLu stores. To redeem your LuLuPoints, simply walk into your nearest LuLu store and approach the Customer Service Desk with your ADCB LuLu Credit Card. The approved redemption voucher would be accepted for payment at the store’s cash counters.

  2. It takes less time to enjoy the rewards of loyalty. As an ADCB LuLu Credit Cardholder, you can start redeeming LuLuPoints after accruing just 5,000 points. You can redeem LuLu Points in any denomination as long as there are subject to minimum of 5,000 points and in multiples of 100 thereof.

  3. The redemption of LuLuPoints is not restricted to the primary cardholder only; even supplementary cardholders can redeem LuLuPoints. Thus, both the primary cardholder (i.e. the working member) and supplementary cardholder (i.e. spouse or other family member) would be able to redeem points accumulated on purchases on both the primary and supplementary cards.

  To redeem your LuluPoints, please follow the following steps:

  1. To redeem LuLuPoints, simply walk into your nearest LuLu store and approach the Customer Service Desk with your ADCB LuLu Credit Card.

  2. Place a request to redeem LuLuPoints with store staff at the Customer Service Desk and mention the number of LuLuPoints you wish to redeem.

  3. Your ADCB LuLu Credit Card would be swiped on a special LuLu Points terminal.

  4. Subject to all satisfactory authorization checks, a redemption voucher would be printed instantly and handed over to you. Such redemption vouchers would be printed on special stationary, and bar-coded for security. The vouchers would be acceptable as accepted for payment at the store’s cash counters.

  5. Besides LuLuPoints redemption, you can also do a Balance Enquiry transaction to check the current LuLuPoints balance on your card account.

  To apply for an ADCB Lulu MasterCard or to find out more, visit our ADCB kiosk at any Lulu outlet in the UAE or call 800 2030.

   

  * Bank terms and conditions apply.

• LuLuPoints

  LuLuPoints Awarded on Retail Purchases

  You will earn exciting LuLu Points on your purchases made at any of the Lulu, Emirates General Market and Al Falah stores in the UAE as per the following grid:

  • 5 LuLuPoints earned for every AED 1 on Platinum Card.
  • 3.5 LuLuPoints earned for every AED 1 on Gold Card. 
  • 1.5 LuLuPoints earned for every AED 1 on Standard Card.

  *For every AED 1 worth of purchase made elsewhere in UAE and overseas you will earn 0.5 LuluPoints