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Fact Sheet - 2010

Key financial figures (AED mn)December 2009December 2008Variance
Total Assets160,209148,4308%
Net Loans116,610109,0817%
Deposits86,30084,361*2%
*Excludes AED 6.6bn of deposits converted to Tier II capital in Q1’09
Key financial ratios
Cost to income ratio32%35%-3%
Loan to deposit ratio135%129%6%
Loans to stable resources92%97%-5%
Capital adequacy ratio17.4%11.4%6%
Net interest margin2.43%2.18%25 bps
EPS (AED)(0.09)0.26(0.35)
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